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ASx Issuer Functionality
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The ASx platform is capable of holding either a full or partial
card/account database. ASx can perform full positive authorization against the database,
partial validation against the database before forwarding to an external authorizer
or perform full authorization against the database only when the route to the authorizer
is unavailable (stand-in).
ASx can hold a negative database of stolen or illegal used cards, which can be used
to detect and recover illegally cards before selectively passing a transaction on
for positive authorization elsewhere. Additionally, a greylist is supported for
cards with special processing requirements. The type of authorization to be employed
is fully configurable and may be selected for any card or card group, any transaction
type, terminal/merchant type, customer profile, etc. For more information, please
select the Transaction Support option from the menu.
ASx supports both single and multi-card accounts. It also allows a card to be tied
to multiple accounts. This flexibility enables authorizations to be made with individual,family,corporate
and purchasing card schemes.
ASx allows loyalty programs to be defined for any defined card product. The loyalty
scheme supports variable points scoring, for example, varied by date, merchant identifier
and transaction value.
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Card Types
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ASx is a highly parameterized system that supports the online authorization
and routing of all types of credit, debit, stored value, gift and ICC cards.
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ASx allows new card types to be added dynamically, the processing
rules or authorization profiles can be defined at many levels, including issuer
level, account level, card level, acquiring device level and acquiring merchant
level. In addition to this hierarchical structure, the authorization database also
supports the concept of customer profiling which allows certain rules to be applied
to certain cards/accounts within a group.
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